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- Reorganized funding program structure: moved standalone .md files into organized directories with PROGRAM_INFO.md and APPLICATION_SCOPE.md - Created budget files for selected priority programs: * EIC Accelerator: budget_breakdown.csv and budget_justification.md (€1.815M) * ZIM: budget_breakdown.csv and budget_justification.md (€465k) * DBU: budget_breakdown.csv and budget_justification.md (€152.5k) * LIFE Programme: budget_breakdown.csv and budget_justification.md (€1.815M) - Created team CV files for all selected programs (CV_Damir_Mukimov.md) - Added application documents structure: * funding/applications/budget/ - Master budget files and templates * funding/applications/team_cvs/ - Master CV and team expertise summary - Updated FUNDING_GAP_ANALYSIS.md to reflect completed documents - Added APPLICATION_REQUIREMENTS_REPORT.md with detailed requirements - Added PREPARATION_PRIORITY.md for application preparation workflow
3.6 KiB
3.6 KiB
Berlin Innovative Program - Loans for Innovation
Overview
The Berlin Innovative program offers loans to innovative companies in Berlin for investments, working capital, and business start-ups. It includes a 70% liability exemption for commercial banks and is supported by EU initiatives such as InnovFin and EFSI to improve access to finance.
Managing Body
Berlin Senate / Berlin Investment Bank (IBB) with EU support (InnovFin, EFSI)
Funding Type
Loans for innovative companies with liability exemption support
Funding Amount
- Loans for investments, working capital, and business start-ups
- 70% liability exemption for commercial banks
- Supported by EU InnovFin and EFSI initiatives
- Specific amounts vary by project
Deadlines
- STATUS: OPEN (continuous program)
- Continuous intake
- Check Berlin funding finder for current details
Eligibility
- Berlin-based companies (✅ Perfect match for your location)
- Start-ups, SMEs, smaller mid-caps
- Freelancers (if meeting specific criteria)
- Must meet innovation or digitization criteria
- Projects must demonstrate innovation or digitization
Thematic Focus
- Innovation projects
- Digitization initiatives
- Business start-ups with innovative focus
- Investments and working capital for innovative companies
Relevance to City Resource Graph
- Funding for Berlin-based industrial symbiosis platform development
- Support for innovative digital solutions
- Working capital for startup/growth phase
- Investment funding for platform development
- Perfect match: Berlin location requirement
Links
- Berlin Funding Finder
- IBB Berlin - Investment Bank Berlin
Application Checklist
Pre-Application Requirements
- Verify Berlin company location (✅ Required)
- Confirm company type:
- Start-up OR
- SME OR
- Smaller mid-cap OR
- Freelancer (if meeting criteria)
- Confirm project meets innovation or digitization criteria
- Determine funding need:
- Investments OR
- Working capital OR
- Business start-up funding
Required Documents
- Company registration documents (Berlin)
- Proof of Berlin location
- Business plan with innovation/digitization focus
- Project description demonstrating innovation
- Financial statements
- Budget breakdown for loan amount
- CVs of key team members
- Proof of innovation/digitization (patents, prototypes, etc.)
Application Steps
- Review Berlin funding finder
- Check IBB Berlin website for current application process
- Prepare business plan and project description
- Contact IBB Berlin for consultation
- Submit application through IBB Berlin
- Note: Continuous intake allows flexible timing
Project Alignment Checklist
- Project demonstrates innovation or digitization
- Shows industrial symbiosis/circular economy relevance (if applicable)
- Demonstrates Berlin economic impact
- Includes clear business case and market potential
Post-Submission
- Save submission confirmation
- Monitor for decision timeline updates
- Prepare for potential bank consultations
- Have additional documentation ready if requested
Application Tips
- Perfect match for Berlin-based companies - location requirement exactly matches your company
- Emphasize innovation and digitization aspects
- Leverage EU support (InnovFin, EFSI) in application
- Consider liability exemption benefits
- Contact IBB Berlin for consultation before applying