mirror of
https://github.com/SamyRai/turash.git
synced 2025-12-26 23:01:33 +00:00
4a2fda96cd
- Initialize git repository - Add comprehensive .gitignore for Go projects - Install golangci-lint v2.6.0 (latest v2) globally - Configure .golangci.yml with appropriate linters and formatters - Fix all formatting issues (gofmt) - Fix all errcheck issues (unchecked errors) - Adjust complexity threshold for validation functions - All checks passing: build, test, vet, lint
99 lines
3.6 KiB
Markdown
99 lines
3.6 KiB
Markdown
# Berlin Innovative Program - Loans for Innovation
|
|
|
|
## Overview
|
|
The Berlin Innovative program offers loans to innovative companies in Berlin for investments, working capital, and business start-ups. It includes a 70% liability exemption for commercial banks and is supported by EU initiatives such as InnovFin and EFSI to improve access to finance.
|
|
|
|
## Managing Body
|
|
Berlin Senate / Berlin Investment Bank (IBB) with EU support (InnovFin, EFSI)
|
|
|
|
## Funding Type
|
|
Loans for innovative companies with liability exemption support
|
|
|
|
## Funding Amount
|
|
- Loans for investments, working capital, and business start-ups
|
|
- 70% liability exemption for commercial banks
|
|
- Supported by EU InnovFin and EFSI initiatives
|
|
- Specific amounts vary by project
|
|
|
|
## Deadlines
|
|
- **STATUS: OPEN** (continuous program)
|
|
- Continuous intake
|
|
- Check [Berlin funding finder](https://www.funding-finder.org/) for current details
|
|
|
|
## Eligibility
|
|
- **Berlin-based companies** (✅ Perfect match for your location)
|
|
- Start-ups, SMEs, smaller mid-caps
|
|
- Freelancers (if meeting specific criteria)
|
|
- Must meet innovation or digitization criteria
|
|
- Projects must demonstrate innovation or digitization
|
|
|
|
## Thematic Focus
|
|
- Innovation projects
|
|
- Digitization initiatives
|
|
- Business start-ups with innovative focus
|
|
- Investments and working capital for innovative companies
|
|
|
|
## Relevance to City Resource Graph
|
|
- Funding for Berlin-based industrial symbiosis platform development
|
|
- Support for innovative digital solutions
|
|
- Working capital for startup/growth phase
|
|
- Investment funding for platform development
|
|
- **Perfect match**: Berlin location requirement
|
|
|
|
## Links
|
|
- [Berlin Funding Finder](https://www.funding-finder.org/en/funding/berlin-innovative-loans-companies)
|
|
- [IBB Berlin](https://www.ibb.de/) - Investment Bank Berlin
|
|
|
|
## Application Checklist
|
|
|
|
### Pre-Application Requirements
|
|
- [ ] Verify Berlin company location (✅ Required)
|
|
- [ ] Confirm company type:
|
|
- [ ] Start-up OR
|
|
- [ ] SME OR
|
|
- [ ] Smaller mid-cap OR
|
|
- [ ] Freelancer (if meeting criteria)
|
|
- [ ] Confirm project meets innovation or digitization criteria
|
|
- [ ] Determine funding need:
|
|
- [ ] Investments OR
|
|
- [ ] Working capital OR
|
|
- [ ] Business start-up funding
|
|
|
|
### Required Documents
|
|
- [ ] Company registration documents (Berlin)
|
|
- [ ] Proof of Berlin location
|
|
- [ ] Business plan with innovation/digitization focus
|
|
- [ ] Project description demonstrating innovation
|
|
- [ ] Financial statements
|
|
- [ ] Budget breakdown for loan amount
|
|
- [ ] CVs of key team members
|
|
- [ ] Proof of innovation/digitization (patents, prototypes, etc.)
|
|
|
|
### Application Steps
|
|
1. [ ] Review [Berlin funding finder](https://www.funding-finder.org/)
|
|
2. [ ] Check IBB Berlin website for current application process
|
|
3. [ ] Prepare business plan and project description
|
|
4. [ ] Contact IBB Berlin for consultation
|
|
5. [ ] Submit application through IBB Berlin
|
|
6. [ ] Note: Continuous intake allows flexible timing
|
|
|
|
### Project Alignment Checklist
|
|
- [ ] Project demonstrates innovation or digitization
|
|
- [ ] Shows industrial symbiosis/circular economy relevance (if applicable)
|
|
- [ ] Demonstrates Berlin economic impact
|
|
- [ ] Includes clear business case and market potential
|
|
|
|
### Post-Submission
|
|
- [ ] Save submission confirmation
|
|
- [ ] Monitor for decision timeline updates
|
|
- [ ] Prepare for potential bank consultations
|
|
- [ ] Have additional documentation ready if requested
|
|
|
|
## Application Tips
|
|
- **Perfect match for Berlin-based companies** - location requirement exactly matches your company
|
|
- Emphasize innovation and digitization aspects
|
|
- Leverage EU support (InnovFin, EFSI) in application
|
|
- Consider liability exemption benefits
|
|
- Contact IBB Berlin for consultation before applying
|
|
|